Telematic driving profile classification in car insurance pricing
نویسندگان
چکیده
منابع مشابه
the clustering and classification data mining techniques in insurance fraud detection:the case of iranian car insurance
با توجه به گسترش روز افزون تقلب در حوزه بیمه به خصوص در بخش بیمه اتومبیل و تبعات منفی آن برای شرکت های بیمه، به کارگیری روش های مناسب و کارآمد به منظور شناسایی و کشف تقلب در این حوزه امری ضروری است. درک الگوی موجود در داده های مربوط به مطالبات گزارش شده گذشته می تواند در کشف واقعی یا غیرواقعی بودن ادعای خسارت، مفید باشد. یکی از متداول ترین و پرکاربردترین راه های کشف الگوی داده ها استفاده از ر...
Pricing Unemployment Insurance in Iran
Abstract Employees always concern about losing their job, or in other word, losing their income resources. For this purpose, governments require strong protection system for covering these concerns. The Unemployment Insurance (UI) program’s can be used for achieving this goal. Based on article five of Iranian unemployment Insurance law, premium is four percent of employee’s salary while emplo...
متن کاملdata mining rules and classification methods in insurance: the case of collision insurance
assigning premium to the insurance contract in iran mostly has based on some old rules have been authorized by government, in such a situation predicting premium by analyzing database and it’s characteristics will be definitely such a big mistake. therefore the most beneficial information one can gathered from these data is the amount of loss happens during one contract to predicting insurance ...
15 صفحه اولAsymmetric Information in Automobile Insurance: New Evidence from Telematic Data∗
We provide novel insights into the effects of private information in automobile insurance. Our analysis is based on telematic data of insured cars which includes detailed information about driving behavior that is unobservable to the insurance company. We find that private information about driving behavior has significant and counteracting effects on the choice of third-party liability and fir...
متن کاملpricing unemployment insurance in iran
abstract employees always concern about losing their job, or in other word, losing their income resources. for this purpose, governments require strong protection system for covering these concerns. the unemployment insurance (ui) program’s can be used for achieving this goal. based on article five of iranian unemployment insurance law, premium is four percent of employee’s salary while emplo...
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ژورنال
عنوان ژورنال: Annals of Actuarial Science
سال: 2016
ISSN: 1748-4995,1748-5002
DOI: 10.1017/s1748499516000130